Safe Spending is a mymoney247 feature designed to help you understand exactly how much of your cash you can spend without breaking your budget. It is displayed on the Overview tab of your mymoney247 dashboard.
Think of it as the balance of your bank accounts plus any income you are expecting this month, less any expenses you have budgeted this month and any amounts you need to put aside for future months where your budgeted expenses are higher than your budgeted income.
Safe Spending helps you control the urge to spend by showing you what you really have available for spending.
To make the most of the Safe Spending feature you should setup a budget. You can also configure the Safe Spending feature by excluding specific accounts or amounts in specific accounts from the Safe Spending calculation.